Time to kick that young driver off your auto policy?

Young drivers may wonder, "Can I get good affordable insurance if I'm under 25?" The answer is yes. Age is one of the factors taken into account for premium costs, but other factors such as accidents and your credit have more effect on your rate than your age. If you have better credit than your parents then you can probably get a better rate on your own. Do your parents have accidents and you do not? If so, you can probably get a better rate on your own. The lesson here is don’t think just because you are under 25 that you can’t get a good rate on your own. There are also discounts young adults under 25 may qualify for. Take a look at all of your options, talk to an agent to make sure you are getting the best rate. If you do, you may find that it's not only possible to get good car insurance under 25, but also at a good price.