Auto Insurance Coverages Explained

BODILY INJURY LIABILITY

Helps protect you from paying medical costs, loss of income and funeral expenses of other people involved in a covered accident.

PROPERTY DAMAGE LIABILITY

Helps protect you from paying for the repair or replacement of another driver's car.

UNINSURED/UNDERINSURED MOTORIST

If a driver with little or no insurance damages your car, or injures you or someone riding with you, this coverage option can help cover repairs and other damages and expenses.

COLLISION COVERAGE

Can pay for damage to your car if you collide with another car or something else such as a building, bridge or tree.

COMPREHENSIVE COVERAGE

Can pay for damage to your car caused by something other than a collision such as theft, fire, windstorm or hitting an animal.

AUTOMOBILE MEDICAL PAYMENTS (OR PERSONAL INJURY PROTECTION)

Can help pay for some of your medical costs or funeral expenses if you're injured in a covered accident.

TOWING & LABOR COSTS

Pays for towing and basic roadside-assistance expenses if you're stranded on the road.

RENTAL REIMBURSEMENT

Repays you for the cost of renting a car while yours is in the shop being repaired due to a covered accident — up to 30 days.

SOUND SYSTEM COVERAGE

Can protect your investment from theft or damage if you've installed a high-end sound system in your car.